If you're serious about purchasing a home, getting a pre-approval that actually puts your mind at ease because then you know exactly what you're working with. A lot of us, when you're looking to buy a house, have an idea of that ideal home, the white picket fence, the big backyard, the swimming pool potentially. But can we actually afford that home?
Getting pre-approved will set your benchmark or your price range, so you're not wasting your time and you're not getting disappointed down the road when you see the house of your dreams and find out after the fact that you can't afford it.
Sitting with an RBC mobile mortgage specialist will give you that peace of mind and the confidence when going in to purchasing a home, you'll know exactly what the process is and exactly what's expected of you so that you end up with the house of your dreams and the mortgage to finance it.
They can help you walk through the entire process from the down payment to all the other expenses that come up with home buying like land transfer tax, lawyer fees if there's real estate commission, to the mortgage payments, whether they're monthly, biweekly, the benefits of picking a certain payment schedule and then once you've signed that purchase agreement what the next step is.
Coming in to get a pre-approval is a no-cost, no-obligation process. What it does do is provide you with information and ease your mind so that you have confidence when you're looking to buy that home.